Florida Auto Insurance Laws - FL Car Insurance Laws That You Need To Know

Why is it important to understand some of the different Florida auto insurance laws? Well, if you live in the Sunshine State, you are very much aware of the exodus of auto and home insurer in recent years due to the high number of claims from hurricanes. The insurance is very important in a state where you could be hit by natural disasters and other threats, which at every moment. Before shopping around for car insurance Floridians should be aware of the laws on carInsurance in the country.

Florida Car Insurance Requirements

The State of Florida is a partial no fault insurance state, which means that you will be at least minimum required car insurance to have to bear if involved in an accident, your insurance company pay for your medical expenses regardless of who is to blame for the accident .

The minimum amounts are:

- $ 10,000 property damage liability per accident

- $ 10,000Personal Injury Protection

Bodily injury liability insurance is not required by law, but you can not use if you are as responsible in an automobile accident, will be punished. If you have been convicted of certain types of injury or an accident in which you could not pay for the damage, you are asked to wear this type of reporting.

Insurers must offer stacked insured motorists coverage but you are not required to purchase either stacked or stacked versionunder FL law.

Part Time Florida Resident Insurance Requirements

Many people spend part of their years in the Sunshine State and the rest elsewhere use. If you have a car in Florida for more than 90 days throughout the year, you must purchase at least the protection of personal injuries and property damage liability insurance.

Well, since you run the FL auto insurance laws, you need to know to know you are ready toshopping around. Use an instant online quote tool for the fastest, most efficient way to offer that you can easily compare and to be that the best FL car insurance get a lot available.

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